Sometimes damage occurs to your roof when you least expect it, requiring emergency roof repair. In St. Louis, MO, and across the U.S., a new roof costs around $8,000. If you can’t afford it, there are many options to help you finance a new roof or repair.
The longer you wait to address issues in your home, the higher the risk of expensive damages that could put your family at risk. We have gathered some tips to help you through a quick and smooth process. However, remember to meet with an advisor for details and clarifications.
Get a Quote
A roof inspection will determine the kind of repair it needs. Depending on the structural work, a contractor will provide an estimated price for the project. Review the proposal and consider if you need roof financing.
Cover the Costs
If you have a home warranty or insurance, find out if they cover roof repairs. As a homeowner, take advantage of every opportunity that can help you protect your home. Choose the best option to cover the costs and consult an expert for assistance.
Financial roofing options include the following:
- Insurance Warranty & Coverage
- Roofing Company (Contractor) Financing
- Personal Loans
- Credit Cards
- Home Equity Line of Credit (HELOC)
- Cash-Out Refinance
- Federal Housing Administration (FHA) 203K Loan
- Federal Housing Administration (FHA) Tile 1 Loan